Stablecoins Poised to Outcompete Traditional Banks and Fintechs
According to Sveinn Valfells, co-founder and chair of Monerium, stablecoins offer cheaper and faster money movement, global availability, open-access, and programmability. Unlike the first generation of stablecoins, which were niche and illegal, the current generation is fungible, compliant, and integrated with financial infrastructure. These new stablecoins, regulated under European e-money rules, are safe and suitable for mainstream use, promising a wave of efficient onchain fintech applications that surpass traditional fintech offerings
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